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Canadians are carrying a record amount of debt. Your mortgage is one of the biggest and longest-running debts you will ever pay. The monthly payments

Most mortgages will need to be renewed at least once before they are paid off. A mortgage renewal is when you renew the balance of

Where are first-time buyers getting the money?  If you aren’t one of the lucky ones to get help from your parents, heroic savings measures are

The mortgage pre-approval is the very first step in the home buying process. It may sound like a less-than-thrilling first step but it’s an essential

Not Knowing What You Can Afford  One common mortgage mistake that borrowers often make is not figuring out how much they can afford before beginning

The COVID-19 pandemic, with all the uncertainty surrounding it, is a cause for concern for a number of reasons. If you have had to go

Thinking about taking the leap of buying your first home? Here is what you will need to know before jumping in. Home buying is a

The number one determining factor in obtaining advertised mortgage rates is your credit score. Your credit score is the primary factor that determines whether you

You wouldn’t represent yourself in a courtroom, would you? Or worse, you wouldn’t let the defense lawyer also represent you, would you? By not using